Terms of Service

Welcome to Mental Bank ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our mobile application and related services (collectively, the "Service") operated by Mental Bank.

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

By downloading, installing, or using the Mental Bank application, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you must not use our Service.

Mental Bank is a mobile application designed to help users develop positive mental habits and achieve their goals through daily journaling, visualization exercises, and subconscious programming techniques.

Our Service includes:

• Daily journaling and reflection tools
• Goal setting and tracking features
• Visualization and affirmation exercises
• Progress monitoring and analytics
• Educational content and resources

To access certain features of our Service, you may be required to create an account. You are responsible for:

• Providing accurate and complete information
• Maintaining the security of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use

We reserve the right to suspend or terminate accounts that violate these Terms.

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Violate any laws or regulations
• Infringe on the rights of others
• Transmit harmful, malicious, or objectionable content
• Post spam, impersonate others, or engage in fraudulent activities
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of the Service
• Use automated systems to access the Service without permission
• Share content that promotes violence, discrimination, or illegal activities

We reserve the right to monitor, review, and moderate content shared through our Service. We may remove content that violates these Terms or is otherwise inappropriate.

If you encounter content that violates these Terms or is inappropriate, please report it to us immediately at report@mentalbank.app.

We will investigate all reports and take appropriate action, which may include content removal, account warnings, or account termination.

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

We implement appropriate security measures to protect your data, but no method of transmission over the internet is 100% secure. You use our Service at your own risk.

The Service and its original content, features, and functionality are owned by Mental Bank and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without our written permission.

Our Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free of viruses or other harmful components
• Results from using the Service will meet your expectations

Mental Bank is not a substitute for professional medical, psychological, or therapeutic advice. Always consult with qualified professionals for serious mental health concerns.

To the maximum extent permitted by law, Mental Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms.

You may also terminate your account at any time by contacting us or deleting the application from your device.

We reserve the right to modify these Terms at any time. We will notify users of any material changes through the Service or by email.

Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

If you have any questions about these Terms of Service, please contact us: